We will assess what contribution you, your parents or husband, wife, civil partner or partner should make to your living costs, as appropriate. Once we work out the contribution, we will apply it to your income-assessed student support in the following order:
- any income-assessed grants due to you;
- the income-assessed part of the student loan;
If the contribution we assess is more than the income-assessed part of the support due to you, you will not receive payment towards the income-assessed part of the support.
For example, If you are studying in Scotland, living away from home during term-time and are applying for the maximum loan of £5,570 of which £4,630 is income assessed and your parents' contribution is £4,708, we will pay your tuition fees and you will only receive the non income-assessed loan only of £940 a year. This is because we have used up all your parents' contribution against the income-assessed part of the loan.
If your parents contribution is less than the income-assessed loan of £4,630, we will pay your tuition fees, the balance of the income-assessed loan after taking off your parents' contribution and the non income-assessed loan. See tables below for more examples
| Maximum loan |
Income assessed loan |
Minimum loan |
Income |
Contribution | Loan due |
|---|---|---|---|---|---|
| £5,570 |
£4,630 |
£940 |
£35,000 |
£1,237 |
£4,333 |
| £5,570 |
£4,630 |
£940 |
£45,000 |
£2,348 |
£3,222 |
£5,570 |
£4,630 |
£940 |
£55,000 |
£3,631 |
£1,939 |
| £5,570
|
£4,630 |
£940 |
£60,000 |
£4,400 |
£1,170 |
| £5,570
|
£4,630 |
£940 |
£65,000 |
£5,170 |
£940 |
£5,570
|
£4,630 |
£940 |
£75,000 |
£6,708 |
£940 |
| Maximum loan |
Income assessed loan |
Minimum loan |
Income |
Contribution | Loan due |
|---|---|---|---|---|---|
£5,570 |
£4,630 |
£940 |
£35,000 |
£1,640 |
£3,930 |
£5,570 |
£4,630 |
£940 |
£45,000 |
£2,751 |
£2,819 |
£5,570 |
£4,630 |
£940 |
£55,000 |
£4,034 |
£1,536 |
£5,570 |
£4,630 |
£940 |
£60,000 |
£4,803 |
£940 |
£5,570 |
£4,630 |
£940 |
£65,000 |
£5,573 |
£940 |
£5,570 |
£4,630 |
£940 |
£70,000 |
£6,342 |
£940 |